Ann Arbor, MI Guide to the Personal Injury Lawsuit Process

A person reviewing medical records and court papers at a desk beside a laptop and notebook.

What happens after a personal injury claim begins?

For many residents, a personal injury lawsuit starts long before anyone enters a courtroom. The process usually involves investigating the incident, identifying the responsible parties, documenting medical and financial losses, filing court papers, exchanging information, negotiating, and possibly presenting the case at trial.

A lawsuit is different from an insurance claim. An insurance claim is generally handled through correspondence and negotiations. A lawsuit formally asks a court to decide whether another party is legally responsible and, if so, what damages should be awarded.

The timeline varies. A relatively straightforward claim may resolve during negotiations, while a case involving disputed fault, long-term medical care, multiple parties, or expert testimony may take much longer.

How is a personal injury lawsuit started?

A civil case generally begins when the injured person files a complaint. The complaint identifies the parties, describes the alleged wrongdoing, explains the connection between the conduct and the injury, and states the damages being sought.

The person or organization being sued must then be formally served with the lawsuit. That party typically files an answer, which responds to the allegations and may raise defenses. The court may issue a scheduling order setting deadlines for discovery, motions, mediation, witness lists, and trial preparation.

Filing deadlines matter. In Michigan, the general limitation period for actions seeking damages for personal injury is three years after the injury, subject to exceptions and special rules. Certain claims—including those involving government entities, medical care, wrongful death, minors, or automobile insurance benefits—may have different deadlines or notice requirements. ([legislature.mi.gov](https://legislature.mi.gov/documents/2023-2024/billengrossed/Senate/htm/2024-SEBS-1188.htm?utm_source=openai))

A deadline should not be assumed based only on the date treatment ended or the date an insurance company denied a claim. The legally relevant date can depend on the type of case and the applicable statute.

What evidence is gathered during the case?

The evidence-gathering phase is called discovery. It allows each side to obtain relevant, nonprivileged information from the opposing side and, in some circumstances, from third parties.

Discovery may include:

  • Written questions called interrogatories
  • Requests for medical records, photographs, messages, insurance documents, and employment records
  • Requests for admission of specific facts
  • Depositions, in which witnesses answer questions under oath
  • Medical examinations when the physical or mental condition of the injured person is at issue
  • Reports or testimony from medical, vocational, accident-reconstruction, engineering, or economic experts

Michigan court rules generally permit discovery concerning relevant, proportional information. The court may control its scope, order, and amount based on factors such as the complexity of the dispute, the amount involved, and the burden of obtaining the information. ([courts.michigan.gov](https://www.courts.michigan.gov/4a185c/siteassets/publications/benchbooks/civil/civilresponsivehtml5.zip/Civil/Ch_5_Discovery/Chapter_5__58__Discovery.htm?utm_source=openai))

An injured person may be asked about the accident, prior injuries, treatment history, work limitations, daily activities, social media posts, and claimed losses. Honest, consistent answers are important. A prior medical condition does not automatically defeat a claim, but it may become relevant when determining what harm the incident caused or worsened.

Will the case involve depositions?

It may. A deposition is a formal question-and-answer session, usually held outside the courtroom with a court reporter present. The injured person, witnesses, medical providers, company representatives, or other parties may be questioned.

A deposition is not a test of memory. The witness should answer the question asked, avoid guessing, ask for clarification when necessary, and distinguish between what is personally remembered and what was learned from records or other people.

Depositions can be tiring, particularly for someone recovering from a serious injury. Breaks may be allowed, and accommodations may be considered when medical limitations affect participation.

How does Michigan fault law affect the case?

The opposing side may argue that the injured person contributed to the incident or failed to reduce the consequences of the injury. Michigan generally uses comparative-fault principles, meaning damages may be reduced according to the injured person’s share of responsibility. Michigan law also contains additional rules that can affect recovery when a person is found to be more than 50 percent at fault. ([legislature.mi.gov](https://www.legislature.mi.gov/Laws/MCL?highlight=seal&objectName=mcl-236-1961-29&utm_source=openai))

For example, in a winter slip-and-fall dispute, the defense might question whether the hazard was visible, whether reasonable care was taken, or whether the property owner had notice of the condition. In a vehicle collision, the parties may dispute speed, visibility, road conditions, lane position, or reaction time. Seasonal snow and ice, changing daylight, and pedestrian or bicycle traffic can make evidence such as photographs, maintenance records, witness accounts, and location data especially significant.

Fault is not determined simply by who suffered the greater injury. The court or fact-finder evaluates the evidence and applies the legal standards for the particular claim.

What are motions and pretrial conferences?

A motion asks the judge to make a decision before trial. Motions may address evidence, legal sufficiency, discovery disputes, scheduling, expert testimony, or whether part of a claim should be dismissed.

A pretrial conference helps the court and parties organize the case. Topics can include undisputed facts, witness lists, exhibits, trial length, jury instructions, outstanding motions, and settlement discussions. Scheduling orders may establish deadlines that are difficult to change without a recognized reason.

Missing a court deadline can have serious consequences. Court notices, scheduling orders, discovery requests, and settlement documents should be reviewed promptly and preserved with the case records.

Personal Injury Attorney photo from Adobe Stock
Adobe Stock Photo

Is mediation required, and what happens there?

Many civil cases are directed to mediation or another form of alternative dispute resolution. In mediation, a neutral person helps the parties evaluate the dispute and explore settlement. The mediator does not act as a judge and generally cannot force either side to accept a settlement. ([courts.michigan.gov](https://www.courts.michigan.gov/4aeeef/siteassets/publications/benchbooks/civil/civilresponsivehtml5.zip/Civil/Ch_6_Trial_Alternatives/Mediation.htm?utm_source=openai))
The parties may meet together and may also speak separately with the mediator. Discussions are generally confidential under Michigan court rules. If an agreement is reached, written settlement documents are prepared and submitted as required. If no agreement is reached, the lawsuit continues toward trial.
Mediation is not necessarily a sign that a case is weak. Courts use it because many disputes can be resolved more efficiently when the parties have enough information to assess the risks and costs of trial.

What happens if the case goes to trial?

At trial, each side presents evidence and arguments. The injured person generally has the burden of proving the required elements of the claim, such as a legal duty, a violation of that duty, causation, and damages, depending on the type of case.
A typical trial may include:

  • Opening statements
  • Testimony from the injured person and other witnesses
  • Medical records and other exhibits
  • Expert testimony, when needed
  • Cross-examination by the opposing side
  • Closing arguments
  • Jury instructions or legal instructions from the judge
  • A verdict or decision

A favorable verdict does not always mean payment occurs immediately. Post-trial motions, appeals, liens, insurance coverage limits, bankruptcy issues, or collection questions may affect when and how an award is paid.

What should an injured person do while the case is pending?

Continue reasonable medical care and follow treatment instructions. Keep records of appointments, symptoms, restrictions, expenses, mileage, missed work, and changes in ordinary activities. Preserve photographs, damaged property, accident reports, correspondence, and relevant electronic communications.
Avoid deleting posts or messages that may relate to the incident. Avoid discussing disputed facts publicly, especially when statements could be taken out of context. Insurance communications should be handled carefully, and settlement documents should not be signed without understanding what claims they release.

A personal injury lawsuit is usually a measured process rather than a single event. The most significant work often occurs in medical documentation, evidence preservation, discovery, and preparation long before a judge or jury hears the case.

Bobby Raitt & Tom James

About the Author

Bobby Raitt & Tom James

Robert M. Raitt, the founder of Raitt Law has been an exceptional personal injury trial lawyer for decades. Bobby works tirelessly for those injured in auto accidents and other personal injury situations. As past president of the Michigan Association for Justice – a victims’ rights organization of personal injury and civil justice attorneys from across the state – Bobby fights against the insurance industry to help make our automobile accident laws more fair and just. Thomas W. James is a highly regarded Michigan personal injury attorney with over two decades of experience specializing in complex auto and truck accident litigation. Recognized nationally for his strategic approach and deep understanding of the human toll of catastrophic injuries, he has dedicated his career to advocating for victims of corporate and individual negligence.